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Sale with Right of Redemption vs Mortgage — Why 'Khai Fak' Can Cost You the Title, and How to Use It Safely

Both raise cash against land or a house, but one keeps the title in your name and the other hands it over on day one. How khai fak really works under the 2019 protection law, the true cost, and the traps that make owners lose property worth far more than the loan.